Flexible Financing for All Credit Types
No matter your credit history — excellent, limited, or challenged — we offer financing solutions tailored to your situation. Here’s what you can expect:
- • Bad Credit? We Can Help. – Approval options even if you’ve been declined elsewhere.
- • First-Time Buyer? – No credit needed. Students and new borrowers welcome.
- • Excellent Credit? – Take advantage of low rates and premium offers.
- • Subprime Financing Available – Customized loan programs for unique credit needs.
- • Buy Here Pay Here Options – Simple in-house financing when others can’t.
- • Wide Network of Lenders – More partners means more chances for approval.
- • In-House Financing – We work directly with you when banks say no.
- • Quick Pre-Approval – Most applicants get a decision within the same day.
Fast & Easy Auto Financing in North Little Rock, AR – Get Pre-Approved Today
At Red River Pre-Owned, we believe everyone deserves the chance to drive a reliable, stylish, and affordable vehicle—regardless of your credit situation. Our secure online credit application makes it easy to get pre-approved in minutes, without the hassle of traditional dealership paperwork.
Whether you’re working to rebuild credit, have no credit at all, or you're a first-time buyer, we’re here to help. With flexible financing, low down payments, fast approvals, and access to a broad network of trusted lenders, we’ll help you drive away in a vehicle that fits your budget.
Budget-Friendly Payments with Low Down Options
We understand that affordability matters. That’s why we offer:
- Low Down Payment Programs
- Flexible Monthly Payment Options
- No Hidden Fees or Surprise Charges
- Trade-In Credit to Reduce Your Upfront Cost
- Wholesale Pricing on Certified Pre-Owned Vehicles
Our goal is simple: help you find a dependable or luxury vehicle you love—without breaking your budget.
We Accept Trade-Ins – Get Maximum Value
Have a car, truck, or SUV to sell or trade? Use it toward your next vehicle! We accept all makes and models—even if you still owe on it. Our team will provide a fair, market-based offer to help lower your down payment.
Quality Inventory – Reliable, Affordable, and Luxurious
Browse our extensive inventory of luxury vehicles, fuel-efficient sedans, powerful trucks, and family-ready SUVs. Whether you prioritize comfort, performance, or affordability—we have something for you.
Every vehicle on our lot is thoroughly inspected, safety-tested, and priced competitively. We don't just sell cars—we deliver peace of mind.
Proudly Serving North Little Rock & Surrounding Counties
Red River Pre-Owned proudly serves customers from:
- North Little Rock, AR
- Pulaski County
- Faulkner County
- Lonoke County
- White County
- Saline County
- Grant County
Start Your Application Online – It Only Takes Minutes
Skip the waiting room and apply online now. Our secure application is fast, simple, and comes with no pressure or obligations—just a clear path to getting approved.
Need Help? Contact Our Finance Team
Have questions? We're here to help you through every step of the process:
- Call: (501) 982-9121
- Visit: 1207 T P White Dr, Jacksonville, AR 72076
- Email: sales@redriverpreowned.com
Looking for a vehicle?
We have a huge selection of certified used and preowned vehicles on our lot, at the lowest prices ever!
Shop Our Inventory